Vermont Paycheck Calculator 2026
Vermont paycheck tax overview
Vermont has 4 progressive income tax brackets with a high top rate of 8.75%. Vermont offers an Earned Income Tax Credit equal to 38% of the federal EITC — one of the most generous in the country.
Vermont income tax brackets (2026)
| Taxable Income (Single Filer) | State Tax Rate |
|---|---|
| $0 – $45,400 | 3.35% |
| $45,400 – $110,050 | 6.6% |
| $110,050 – $229,550 | 7.6% |
| $229,550 – and above | 8.75% |
Note: Bracket thresholds shown above are for single filers before any state standard deductions or personal exemptions. Actual withholding may differ. Figures are 2026 estimates.
2026 take-home pay table — Vermont
Estimated annual net pay for a single filer using the 2026 federal standard deduction ($15,000). State tax uses the brackets above applied to gross pay. Social Security: 6.2% (up to $176,100). Medicare: 1.45%. All figures are estimates — use our paycheck calculator for a personalised result including pre-tax deductions.
| Gross Salary | Federal Tax | FICA | VT State Tax | Est. Net Pay | Monthly | Bi-Weekly |
|---|---|---|---|---|---|---|
| $50,000 | $3,962 | $3,825 | $1,825 | $40,388 | $3,366 | $1,553 |
| $60,000 | $5,162 | $4,590 | $2,485 | $47,763 | $3,980 | $1,837 |
| $75,000 | $8,114 | $5,738 | $3,475 | $57,673 | $4,806 | $2,218 |
| $100,000 | $13,614 | $7,650 | $5,125 | $73,611 | $6,134 | $2,831 |
| $125,000 | $19,247 | $9,563 | $6,924 | $89,266 | $7,439 | $3,433 |
| $150,000 | $25,247 | $11,475 | $8,824 | $104,454 | $8,705 | $4,017 |
How to increase your Vermont take-home pay
Vermont conforms to federal pre-tax deduction treatment. Pre-tax 401(k) and HSA contributions reduce Vermont taxable wages. Vermont also allows deductions for contributions to the Vermont Higher Education Investment Plan 529.
- 401(k) / 403(b): Up to $23,500 pre-tax in 2026 ($31,000 ages 50–59 or 64+). Reduces both federal and most state taxable wages simultaneously.
- HSA: Up to $4,300 (self-only) or $8,550 (family) if on a qualifying HDHP. Triple tax advantage: pre-tax in, tax-free growth, tax-free medical withdrawals.
- FSA: Up to $3,300 healthcare or $5,000 dependent-care FSA. Use-it-or-lose-it, but effective at reducing immediate tax burden.
- Update your W-4: If you have significant deductions (mortgage interest, large charitable contributions), claim them on Step 4(b) of your W-4 to reduce withholding and get the benefit each pay period rather than waiting for a refund.
Frequently asked questions — Vermont
How much state income tax is withheld in Vermont?
Vermont withholds income tax at 3.35%–8.75% progressive. The exact amount depends on your gross pay, pay frequency, filing status, and withholding allowances claimed on your state withholding form.
What is the take-home pay on a $75,000 salary in Vermont?
For a single filer earning $75,000 in Vermont in 2026, estimated annual take-home pay is approximately $57,673 — that's $4,806/month or $2,218 bi-weekly. This assumes the $15,000 federal standard deduction, no pre-tax deductions, and standard FICA withholding.
Does Vermont have local income taxes in addition to state tax?
Most Vermont workers are not subject to additional local income taxes, though some municipalities may have their own levies. Confirm with your employer's payroll department.