Oregon Paycheck Calculator 2026
Oregon paycheck tax overview
Oregon has one of the highest state income tax rates at 9.9% for the top bracket. Most middle and upper-middle income earners ($46,200–$250,000) face an 8.75% rate. Oregon has no sales tax. Portland-area workers also pay a Metro tax and Multnomah County tax.
Oregon income tax brackets (2026)
| Taxable Income (Single Filer) | State Tax Rate |
|---|---|
| $0 – $18,400 | 4.75% |
| $18,400 – $46,200 | 6.75% |
| $46,200 – $250,000 | 8.75% |
| $250,000 – and above | 9.9% |
Note: Bracket thresholds shown above are for single filers before any state standard deductions or personal exemptions. Actual withholding may differ. Figures are 2026 estimates.
2026 take-home pay table — Oregon
Estimated annual net pay for a single filer using the 2026 federal standard deduction ($15,000). State tax uses the brackets above applied to gross pay. Social Security: 6.2% (up to $176,100). Medicare: 1.45%. All figures are estimates — use our paycheck calculator for a personalised result including pre-tax deductions.
| Gross Salary | Federal Tax | FICA | OR State Tax | Est. Net Pay | Monthly | Bi-Weekly |
|---|---|---|---|---|---|---|
| $50,000 | $3,962 | $3,825 | $3,083 | $39,130 | $3,261 | $1,505 |
| $60,000 | $5,162 | $4,590 | $3,958 | $46,290 | $3,858 | $1,780 |
| $75,000 | $8,114 | $5,738 | $5,271 | $55,877 | $4,656 | $2,149 |
| $100,000 | $13,614 | $7,650 | $7,458 | $71,278 | $5,940 | $2,741 |
| $125,000 | $19,247 | $9,563 | $9,646 | $86,544 | $7,212 | $3,329 |
| $150,000 | $25,247 | $11,475 | $11,833 | $101,445 | $8,454 | $3,902 |
How to increase your Oregon take-home pay
Pre-tax contributions provide substantial savings in Oregon. Every dollar in a 401(k) saves 8.75 cents in Oregon state tax for workers in the middle bracket, on top of federal savings. Oregon also allows deductions for contributions to the Oregon College Savings Plan.
- 401(k) / 403(b): Up to $23,500 pre-tax in 2026 ($31,000 ages 50–59 or 64+). Reduces both federal and most state taxable wages simultaneously.
- HSA: Up to $4,300 (self-only) or $8,550 (family) if on a qualifying HDHP. Triple tax advantage: pre-tax in, tax-free growth, tax-free medical withdrawals.
- FSA: Up to $3,300 healthcare or $5,000 dependent-care FSA. Use-it-or-lose-it, but effective at reducing immediate tax burden.
- Update your W-4: If you have significant deductions (mortgage interest, large charitable contributions), claim them on Step 4(b) of your W-4 to reduce withholding and get the benefit each pay period rather than waiting for a refund.
Frequently asked questions — Oregon
How much state income tax is withheld in Oregon?
Oregon withholds income tax at 4.75%–9.9% progressive. The exact amount depends on your gross pay, pay frequency, filing status, and withholding allowances claimed on your state withholding form.
What is the take-home pay on a $75,000 salary in Oregon?
For a single filer earning $75,000 in Oregon in 2026, estimated annual take-home pay is approximately $55,877 — that's $4,656/month or $2,149 bi-weekly. This assumes the $15,000 federal standard deduction, no pre-tax deductions, and standard FICA withholding.
Does Oregon have local income taxes in addition to state tax?
Most Oregon workers are not subject to additional local income taxes, though some municipalities may have their own levies. Confirm with your employer's payroll department.