Idaho Paycheck Calculator 2026
Idaho paycheck tax overview
Idaho moved to a flat 5.3% income tax in 2023 as part of a comprehensive tax reform package. The flat rate applies to all taxable income for both residents and nonresidents with Idaho-source income.
Idaho income tax brackets (2026)
| Taxable Income (Single Filer) | State Tax Rate |
|---|---|
| All income | 5.3% |
Note: Bracket thresholds shown above are for single filers before any state standard deductions or personal exemptions. Actual withholding may differ. Figures are 2026 estimates.
2026 take-home pay table — Idaho
Estimated annual net pay for a single filer using the 2026 federal standard deduction ($15,000). State tax uses the brackets above applied to gross pay. Social Security: 6.2% (up to $176,100). Medicare: 1.45%. All figures are estimates — use our paycheck calculator for a personalised result including pre-tax deductions.
| Gross Salary | Federal Tax | FICA | ID State Tax | Est. Net Pay | Monthly | Bi-Weekly |
|---|---|---|---|---|---|---|
| $50,000 | $3,962 | $3,825 | $2,650 | $39,563 | $3,297 | $1,522 |
| $60,000 | $5,162 | $4,590 | $3,180 | $47,068 | $3,922 | $1,810 |
| $75,000 | $8,114 | $5,738 | $3,975 | $57,173 | $4,764 | $2,199 |
| $100,000 | $13,614 | $7,650 | $5,300 | $73,436 | $6,120 | $2,824 |
| $125,000 | $19,247 | $9,563 | $6,625 | $89,565 | $7,464 | $3,445 |
| $150,000 | $25,247 | $11,475 | $7,950 | $105,328 | $8,777 | $4,051 |
How to increase your Idaho take-home pay
Idaho conforms to federal treatment for pre-tax deductions. 401(k) and HSA contributions reduce Idaho taxable wages. Idaho also allows a credit for contributions to the IDeal 529 college savings programme.
- 401(k) / 403(b): Up to $23,500 pre-tax in 2026 ($31,000 ages 50–59 or 64+). Reduces both federal and most state taxable wages simultaneously.
- HSA: Up to $4,300 (self-only) or $8,550 (family) if on a qualifying HDHP. Triple tax advantage: pre-tax in, tax-free growth, tax-free medical withdrawals.
- FSA: Up to $3,300 healthcare or $5,000 dependent-care FSA. Use-it-or-lose-it, but effective at reducing immediate tax burden.
- Update your W-4: If you have significant deductions (mortgage interest, large charitable contributions), claim them on Step 4(b) of your W-4 to reduce withholding and get the benefit each pay period rather than waiting for a refund.
Frequently asked questions — Idaho
How much state income tax is withheld in Idaho?
Idaho withholds income tax at Flat 5.3%. The exact amount depends on your gross pay, pay frequency, filing status, and withholding allowances claimed on your state withholding form.
What is the take-home pay on a $75,000 salary in Idaho?
For a single filer earning $75,000 in Idaho in 2026, estimated annual take-home pay is approximately $57,173 — that's $4,764/month or $2,199 bi-weekly. This assumes the $15,000 federal standard deduction, no pre-tax deductions, and standard FICA withholding.
Does Idaho have local income taxes in addition to state tax?
Most Idaho workers are not subject to additional local income taxes, though some municipalities may have their own levies. Confirm with your employer's payroll department.